High Point, NC · Piedmont Triad
Protecting What Matters Most in the Piedmont Triad
Personalized insurance guidance for Medicare, Life, Health, Annuities, and Home & Auto — from a trusted local advisor who knows your name.
Coverage for Every Stage of Life
We help families and individuals across High Point and the Piedmont Triad find the right protection — without the confusion.
Medicare
Navigating Medicare can be overwhelming. We simplify your options — Medicare Advantage, Supplement, and Part D plans — so you get the coverage that fits your health and budget.
Learn moreLife Insurance
Protect your family's future with term or permanent life insurance tailored to your needs. We'll help you find the right policy at the right price.
Learn moreHealth Insurance
Whether you're self-employed, between jobs, or looking for better coverage, we'll compare plans across top carriers to find the best fit for you.
Learn moreAnnuities
Secure a reliable income stream for retirement. We offer fixed, indexed, and variable annuity options designed to give you financial peace of mind.
Learn moreHome Insurance
Your home is your most valuable asset. We'll make sure it's protected with comprehensive homeowners coverage from trusted carriers.
Learn moreAuto Insurance
Get the right auto coverage at a competitive rate. We shop multiple carriers so you don't have to — saving you time and money.
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David Mercadante
Owner / Broker
A Trusted Advisor, Not Just an Agent
At Legacy Ridge Financial, we believe insurance should feel personal — not transactional.
Local Expertise
We're rooted in High Point and the Piedmont Triad. We know this community and the people in it.
Personalized Service
No call centers. No runaround. You work directly with an advisor who takes the time to understand your situation.
Multiple Carrier Access
We're independent, which means we shop dozens of top-rated carriers to find you the best coverage and value.
Long-Term Relationships
We're here when you need us — at enrollment, at renewal, and whenever life changes.
Rooted in Community
We Protect Families Because We Are One
When I sit down with a client, I'm not just reviewing a policy — I'm thinking about what would happen to their family if something went wrong. Because I ask myself the same question about mine.
That personal stake is what drives Legacy Ridge Financial. We live here, raise our families here, and we take the responsibility of protecting yours seriously.
— David Mercadante, Owner / Broker
What Our Clients Say
Real people. Real coverage. Real peace of mind.
I was completely lost trying to figure out Medicare. Dave walked me through every option and found me a plan that saved me hundreds a year. I couldn't be more grateful.
Margaret H.
Sophia, NC
After years of overpaying for home and auto insurance, they found me better coverage at a lower rate in one afternoon. Wish I'd called sooner.
David & Carol R.
Greensboro, NC
They took the time to explain every detail of my life insurance policy. I finally feel like my family is truly protected. That peace of mind is priceless.
James W.
Winston-Salem, NC
Let's Find the Right Coverage for You
No pressure. No jargon. Just an honest conversation about protecting what matters most to you and your family.