An RV or motorhome is more than a vehicle. For some owners it is a weekend escape, and for others it is a second home or even a full-time residence. Because it combines the risks of driving with the contents of a household, it usually needs coverage designed specifically for it. Legacy Ridge Financial helps RV owners understand their options and build a policy around the way they travel.
A standard auto policy is not built for the size, value, and living space of a motorhome or travel trailer. RV insurance can address both sides of ownership: protection while you are driving or towing, and protection for the belongings and features that make your RV comfortable once you park. The right setup depends on whether your RV is motorized or towable, how often you use it, and where you store it between trips.
Liability coverage helps if you cause injuries or property damage while on the road. Collision and comprehensive coverage can help repair your RV after an accident, theft, fire, storm, or falling tree limbs. Many RV policies also offer options for personal belongings inside the coach, attached accessories such as awnings and satellite equipment, emergency expenses if a covered breakdown interrupts your trip, and roadside assistance suited to larger vehicles. If you camp at one site for extended stays, we can also explain coverage for liability at the campsite.
RV owners use their vehicles in very different ways. We will ask questions to understand whether you:
Our carrier partners include Progressive, National General, and Foremost, which gives us more than one way to match coverage to your RV. We can also review your auto insurance and home insurance together with your RV policy so all of your coverage works as a whole.
Whether you just bought your first camper or have logged years on the road, we are glad to help. Contact us or call 336-259-5900 to talk with a local agent at our High Point office about protecting your RV or motorhome.
Comparing Quotes - Made SimpleFill out the form below and
get started today!