Terms and Conditions

Effective Date: 10/28/2026

Business Name: Legacy Ridge Financial

Employer Identification Number (EIN): 41-4625377

1. Acceptance of the Terms of Use

These terms of use are entered into by and between you and Legacy Ridge Financial. The following terms and conditions govern your access to and use of legacyridgenc.com. By using the Website, you accept and agree to be bound and abide by these Terms of Use.

2. Intellectual Property Rights

The Website and its entire contents, features, and functionality are owned by Legacy Ridge Financial, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.

3. Communications & SMS/Text Messaging Terms

By providing your phone number and opting in through our website or communication channels, you agree to receive text messages (SMS) from Legacy Ridge Financial regarding insurance quotes, policy updates, customer service, and account notifications.

Message Frequency: Frequency varies based on your interactions and requests.
Cost: Message and data rates may apply. Check with your mobile carrier for details.
Opt-Out: You can cancel the SMS service at any time by texting "STOP" to the number you received messages from. After you send the SMS message "STOP", we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us.
Help: If you are experiencing issues with the messaging program, you can reply with the keyword "HELP" for more assistance, or contact us directly.

4. Disclaimer of Warranties

Your use of the website, its content, and any services or items obtained through the website is at your own risk. The website, its content, and any services or items obtained through the website are provided on an "as is" and "as available" basis, without any warranties of any kind.

5. Governing Law

All matters relating to the Website and these Terms of Use shall be governed by and construed in accordance with the internal laws of the State of [Insert Your State] without giving effect to any choice or conflict of law provision.

6. Contact Information

Legacy Ridge Financial is an independent insurance agency. For any questions regarding these Terms, please contact us at: