About Us
Your Neighbor. Your Advisor. Your Advocate.
Legacy Ridge Financial was built on a simple belief: insurance should be personal. We're a local agency rooted in High Point, NC — and we take that responsibility seriously.
Our Story
Legacy Ridge Financial was founded with one goal in mind: to give families and individuals in the Piedmont Triad access to honest, personalized insurance guidance — without the pressure, confusion, or one-size-fits-all approach of the big carriers.
As an independent agency, we're free to shop dozens of top-rated carriers on your behalf. That independence means our loyalty is always to you — not to any single insurance company.
We're proud to serve High Point and the surrounding communities of Greensboro, Winston-Salem, and beyond. When you call us, you reach a real person who knows your name and your situation.
Licensed & Independent
Legacy Ridge Financial is a licensed insurance agency serving North Carolina. We work with top-rated carriers across Medicare, Life, Health, Annuities, and Property & Casualty insurance to ensure our clients always have access to the best options available.
- Licensed in North Carolina
- Independent — not tied to any single carrier
- Medicare-certified advisor
- Serving the Piedmont Triad since founding
David Mercadante
Owner / Broker
Meet Your Advisor
A Neighbor You Can Trust
David Mercadante founded Legacy Ridge Financial with a straightforward mission: give the families and individuals of the Piedmont Triad access to the same quality of insurance guidance that big-city clients take for granted — delivered personally, without the runaround.
As an independent broker, David is free to shop dozens of top-rated carriers on your behalf. He takes the time to understand your situation, explain your options in plain language, and recommend only what genuinely fits your needs and budget.
When he's not helping clients, David is right here in High Point — a husband, a father, and a member of the same community he serves every day.
What We Stand For
Honesty
We tell you what you need to hear, not what you want to hear. Our recommendations are always in your best interest.
Independence
We're not captive to any carrier. We shop the market so you get the best coverage at the best price.
Community
We live and work in the Piedmont Triad. Your neighbors are our neighbors, and we take that seriously.
Accessibility
No call centers. No runaround. You get direct access to an advisor who picks up the phone.
Let's Get Acquainted
The best way to understand what we do is to have a conversation. No obligation — just an honest talk about your coverage needs.